HOME HEALTH CARE and HOSPICE

JIA INSURANCE: COVERAGE FOR HOME HEALTH CARE & HOSPICE

We are amidst an extraordinary demographic transition. Projections indicate that the global home healthcare market will soar to $517 billion by 2027, with an estimated annual growth rate of 8%. Concurrently, in-home nursing programs have seen a twofold increase, reflecting the reality of longer life expectancies among Americans. In six years, it's anticipated that the population of Americans aged 65 and above will surpass 70 million, marking a significant demographic shift where seniors will outnumber children in the U.S.

As a provider in the home health or hospice industry, you encounter distinctive obstacles daily while prioritizing the care of your patients. Your dedication provides them with a vital sense of security, and it's only fitting that you receive insurance coverage offering you the same peace of mind. This is why partnering with specialists like those at Jarvis Insurance Agency (JIA) Insurance is essential.

By 2040, the growth in the demand for healthcare occupations will be twice that of other non-health

This exponential growth underscores the critical need for comprehensive insurance coverage. With advancements in technology and shifts in demographics, the risks and challenges faced by healthcare providers are also expected to multiply. Insurance with JIA serves as a crucial safeguard, providing protection against unforeseen events.

Eligible Accounts:

Home health care agencies/providers
Visiting nurse associations (VNAs)
Board and Care
Home infusion providers
Hospice providers
Companion care providers
Home medical equipment suppliers (with and without retail operations)
Unskilled/ADL providers
DME/HME providers to homes and other facilities (non-invasive equipment)
Infusion suites
Drug distributors
Equipment distributors
Small staffing providers (under $50K in premium)
- No long-term care staffing to large chains
- No physician or nurse practitioner staffing to hospitals or nursing homes
- No hospital staffing of emergency, labor & delivery, or surgical departments
- Staffing risks in eligible states with 25% or less staffing to hospitals (subject to terms above will be considered)
- Copies of staffing contracts are required with the submission in addition to a list of all staffed facilities

Ineligible Accounts:

Nursing homes
Correctional health care
Locums
Mail order pharmacies
Automobile installation/alteration companies
Repair of others' used DME for resale
Manufacturers
Wholesale compounding risks
Social services
Correctional care staffing

Coverage:

Professional liability
General liability
Employee benefits liability (when PL & GL is written)
Package policy includes coverage for I.C.’s while working within the scope of duties for named insured
Bodily Injury definition includes mental anguish and mental injury on the CGL
Non-owned & hired auto (owned/commercial auto not eligible)
Crime or fidelity bond (admitted)
Sexual abuse is included within the definition of “Professional Services Wrongful Act” in the policy form
Defense costs are generally outside the policy limits on package policy
Property (admitted)
Excess/umbrella (when PL & GL is written)
Worldwide coverage (claim must be filed in U.S.)
Workers' compensation

HOME HEALTH CARE and HOSPICE

JIA INSURANCE: COVERAGE FOR HOME HEALTH CARE & HOSPICE

By 2040, the growth in the demand for healthcare occupations will be twice that of other non-health

REFER TO OUR FLYER AND APPLICATION FOR FURTHER DETAILS

This website uses cookies.