Convalescent Hospital & Skilled Nursing Facility

Eligible Accounts:

• Skilled nursing facilities
• Convalescent Hospital 
• Both for-profit and not-for-profit facilities, ranging from single locations to larger long-term care organizations with multiple locations

Policy Features:

• Primary general liability written on occurrence or claims-made basis
• Primary professional liability written on occurrence or claims-made basis
• Will write primary and excess (supported or unsupported)
• Coverage for medical staff and directors 
• Additional insuring agreements include:
  • Evacuation expense reimbursement
  • Public relations reimbursement
  • Resident property coverage
  • Employee benefits liability coverage
• Coverage for punitive damages where allowable by law
• Coverage for physical and sexual abuse
• Standard form is defense outside the limit, can be moved inside for a premium credit

Coverage:

• Auto Liability 
• Non-Owned Auto 
• General Liability/Professional Liability
• Sexual Abuse/ Molestation (SAM)
• Excess Limits and Umbrella 
• Workers Compensation
• Crime or fidelity bond (admitted)
• Property
• Errors and Omissions
• Inland Marine
• Employee Health Benefits
• Employer Practices Liability Insurance (EPLI)